Terms and Conditions

Welcome to preloriaxen

These Terms and Conditions govern your use of our financial planning subscription service and website. By accessing our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. Your continued use constitutes acceptance of these terms.

Definitions

For the purposes of these Terms and Conditions:

• • "Service": refers to our subscription-based financial planning consultations and related services
• • "User" or "Client": refers to any individual who subscribes to or uses our services
• • "Subscription": refers to your monthly or annual payment plan for accessing our services
• • "Content": refers to all information, advice, and materials provided through our platform

Use of Our Service

By using our service, you agree to the following terms:

• • You must be at least 18 years old to use our services
• • You must provide accurate and complete information during registration
• • You are responsible for maintaining the confidentiality of your account credentials
• • You may not share your account access with unauthorized parties
• • You must use our services in accordance with applicable laws and regulations

Your Responsibilities

As a user of our service, you are responsible for:

• • Providing accurate financial information for consultation purposes
• • Keeping your contact information and preferences up to date
• • Attending scheduled consultations or providing reasonable notice of cancellation
• • Making timely subscription payments according to your chosen plan
• • Seeking additional professional advice when recommended or required

Prohibited Activities

The following activities are strictly prohibited:

• • Using our services for illegal or unauthorized purposes
• • Attempting to gain unauthorized access to our systems or other users' accounts
• • Transmitting viruses, malware, or other harmful code
• • Harassing, threatening, or abusing our staff or other users
• • Providing false or misleading information during consultations
• • Attempting to reverse engineer or copy our proprietary systems

Intellectual Property

All content, trademarks, and intellectual property on our platform remain the exclusive property of preloriaxen.

We grant you a limited, non-exclusive license to access and use our services for personal purposes only.

You may not reproduce, distribute, or create derivative works from our content without written permission.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your personal information.

We comply with applicable data protection laws and maintain appropriate security measures for your information. Privacy Policy.

Payment Terms

The following payment terms apply to all subscriptions:

• • Monthly subscriptions are billed in advance on the same day each month
• • Annual subscriptions are billed annually in advance with applicable discounts
• • All payments are non-refundable except as required by law
• • Failed payments may result in suspension of services until payment is received

Termination

Either party may terminate the service relationship under certain conditions:

You may cancel your subscription at any time through your account settings

We may terminate your account for violation of these terms or other reasonable business reasons

Service Disclaimers

Our services are provided "as is" without warranties of any kind, express or implied.

We do not guarantee specific financial outcomes or results from using our services.

Please refer to our separate Disclaimer document for detailed limitations and risk disclosures. Disclaimers.

Limitation of Liability

Our liability is limited to the maximum extent permitted by law. In no event shall our total liability exceed the amount paid by you in the 12 months preceding any claim.

We shall not be liable for indirect, incidental, special, or consequential damages arising from your use of our services.

Indemnification

You agree to indemnify and hold harmless preloriaxen from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Governing Law

These terms are governed by Australian law and the laws of the state where our business is registered.

Australian courts shall have exclusive jurisdiction over any disputes arising from these terms.

Changes to These Terms

We may modify these terms from time to time. Significant changes will be communicated to users via email or website notification.

Continued use of our services after changes constitutes acceptance of the modified terms.

Severability

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and preloriaxen regarding our services.

Contact Information

For questions about these Terms and Conditions, please contact us at contact@preloriaxen.com or +61 664-799-092.